involy is the AI accountant for the self-employed — invoice, get paid, and budget around the money you're owed. Not just what's in the bank.
Engineers, consultants, electricians, property managers — millions of self-employed people earn in lumps, not paychecks, and most money apps weren't built for that.
Accounting software asks about your chart of accounts, wants you to reconcile, and charges for features you'll never touch. You just want to invoice, get paid, and know you're okay.
Budgeting apps can be great tools, but they mostly see banked cash. You've invoiced $18,000 this month and your budget app thinks you have $2,100. That's not your money picture.
Send invoices. Get paid. Budget around what you're owed, not just what's landed. Let AI do the books. involy is built for how freelancers and contractors actually live — income in lumps, not salaries.
involy estimates your tax reserve from your profit as money comes in and keeps it out of your safe-to-spend — so April 15 is just another Tuesday, not a financial crisis. No more scrambling for money you already spent.
This is what bank-only apps miss. involy tracks the money you've earned but haven't received yet — and keeps it in view right next to what you can actually spend.
You finish the project. You send the invoice. The work is done — but your bank shows nothing. To a budget app that only sees your bank, this $4,750 simply doesn't exist.
involy puts your unpaid invoice right beside your budget as "coming in". It doesn't pretend you have $4,750 in cash, and it won't let you spend it early — but you always see it. On the Firm plan, the cash plan projects when it should land.
Your safe-to-spend counts only money you actually have, minus upcoming bills and your tax reserve. The $4,750 sits right beside it, so you know what's coming without spending it twice.
Your client pays and the payment is recorded. The $4,750 moves from "coming in" to cash, involy adds its share to your tax reserve, and your safe-to-spend goes up. No surprise — you saw it coming.
One app replaces your invoicing software, your spreadsheet, your accountant, and your anxiety.
Send branded invoices in 30 seconds. Record ACH, check, Zelle or cash in one click. See what's overdue, worst first, and remind a client in one click.
Win the work before you invoice it. Send a professional proposal, get e-signature, convert to invoice in one click.
It does the books for you. Categorizes your expenses, keeps your profit and loss current, answers questions in plain English. You never need to know what a "chart of accounts" is.
A budget that keeps your unpaid invoices in view. An honest safe-to-spend number with what's coming in right beside it — plus a tax reserve estimate — so you always know what you can really afford.
Early accessinvoly keeps the books, chases the invoices, and reserves the taxes — so the money side runs itself and you get back to the work, and the life, that made you go independent.
The calm daily view for running your business, and the detail view — every invoice, status and days overdue — when you want it.
Switching views doesn't change your data. Same numbers, different lens. One source of truth.
Try everything — every feature, every plan — for 90 days. No card.
Be among the first self-employed people to experience a money app that actually understands how you earn.
No spam. No credit card. Just early access.