Thinking on money
for the self-employed.
Honest writing on freelancing, invoicing, budgeting, and the tools built — or not built — for how independent people actually earn.
Budgeting
The receivables blind spot: why your budget app is lying to you.
Cash-only budgeting tools ignore your unpaid invoices — which for the self-employed are real, contracted income. Here is what that costs you, and how to fix it.
Read articleOur story
Why we built involy.
ThinkOpen needed a money app for its own business that answers an owner's questions, not an accountant's. So we built one.
Read articleThe journal is just the start.
Try involy early.
Join the early access list and be among the first to use the money app built for how independent people actually earn.